By Jerry Toms
Internet Security Writer

5 Expiring Benefits Seniors Didn't Know They Could Get (2018)

(Updated February 2018) There are discounts and benefits on everything for seniors, but very few actually help us, and we never know about the ones that do. Luckily, I've compiled a list of the best senior discounts that most people don't know about, and some of them are expiring soon. Use the list below, and you could save up to $500 Per Month. #1 is most popular!

#1. Stop Paying For Antivirus, Seniors Can Get It Free

If you are a computer owner and aged over 50, you are eligible for a free version of TotalAV antivirus. TotalAV has been ranked #1 antivirus of 2018 by many online comparison sites, and people are shocked to see that they are offering a free download. This free download could help computer (PC & Mac) users save over $100/Year on protection. In order to qualify for TotalAV free, you must be a computer owner, so if you don't own your computer, this probably isn't for you. To check if you qualify for this free antivirus visit Total Antivirus Website and download your free version. Once you have downloaded TotalAV, you will be able to reguarly scan your computer for harmful threats and enable the web-security toolbar to keep you safe from harmful websites. If you like what you see, you can upgrade to TotalAV's premium plan and access more features, like Identity Protection or the Password Vault feature.

#2. Save Up To $300/Month With Government Program

If you're a homeowner born before 1985, the chances are you are eligible for an expiring government program, named Home Affordable Refinance Plan (HARP), that could save you up to $300 Per Month. Unknown to many, harp was approved by the Obama administration to help middle class families have lower mortgage rates. The program was set to expire in 2017, but has been extended until December 2018, and there are still thousands of homeowners eligible to claim this benefit accross the US. By answering a short questionnaire on the HARP Approval Website you can find out if you qualify in 60 seconds. Don't miss this benefit. 


#3. Get A Lower Auto Insurance Rate


You might think you’re already paying a low auto insurance rate, but recent research shows that only 5% of Americans over the age of 55 are paying less than $50 per month for car insurance. If you’re currently paying more than $50 per month, and have had no accidents or tickets in the past two years, you can probably secure a much lower car insurance rate. The best way to do that is to compare quotes from multiple insurers – let them compete for your business. In fact, there’s a new website that allows you to do just that – it’s called Best Quotes Auto Insurance. Once you fill out the form on their website they’ll provide you with multiple quotes you can choose from. If you’re still not satisfied, you can always call up the major car insurance companies and let them know you’re looking for better offers and that you’re a senior citizen.


#4. Pay Off Credit Card Debt With Lower Rates


Paying off credit card debt is vital as we grow older, it's important to make sure we don't leave unwanted debt to loved ones. Unknown to many seniors their are programs to help reduce the cost of your debt by refinancing to a different lender, and even reducing your dept by up to 85%. When you visit a service like Victory Debt Compare they can compare hundreds of lenders to see how much your debt can be reduced by. Don't leave your family to deal with your debt if something happens to you, see if you can reduce it or pay it back in as little as 12-25 months.

#5. Prevent Repair Costs With Discounted Auto Warranty

As we grow older, auto repairs are the last thing we want to spend money on. Did you know your auto insurance only covers you in the case of an accident? Could you afford to spend $5000 on you car engine if it broke down tomorrow? Seniors can get auto warranty for as little as $5/Month, and it could prevent you spending hundreds or even thousands of dollars in the event something goes wrong with your vehicle. When drivers use a service like Auto Shield Pro they can compare hundreds of auto warranty providers and will be surprised to see just how cheap they can get auto warranty.